Business Insurance : Professional Indemnity
Typically this is provided for professional or consultancy business like Doctors, Architects, Solicitors, Accountants, Financial Advisors and any "Regulated" business or consultancy where "advice" is given as part of the service. Cover can include the follow:
- Breach of Duty / Neglect
- Civil Liability
- Contractual Liability
- Legal costs
- Libel / Slander
- Loss of Documents
- Dishonesty of employees / fidelity
- Unintentional breach of confidence
- Copy right infringement
For the small to medium sized practitioner a large successful claims could quite easily bankrupt a business if you do not hold adequate cover.
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